02:46. Some people are really good at forecasting pricing and even those people will tell you that they're pretty good at about 40 to 60% of the time, that they can build up there value, their holdings over time. My story about Mr Ferron reallocating money & resources. Some people are so eager to pay off old debt but it's not a really good use of capital. A good use of capital would be if I had the ability
Putting your cash into tax lien certificates is nice.
Friday, November 1, 2024
11:00, KAREN. We didn't get along with the custodian for years and they finally decided they didn't want us as clients and they sent me a big distribution a 1099-r
11:22. Did you get the dollars?
11:23. JOHN. Did you get the dollars?
11:24, KAREN. No, no because it was a self-directed IRA. We had total control over the Investments since 2008 and we never changed the valuation on it because we didn't want to tell the IRS what we were what we were invested in.
11:38. Okay, well that's fine, but did you get the gold?
11:43. Oh yeah, well that's . . .
11:44. They sent the gold back?
11:46. No, they didn't have it; we've had it for decades.
11:50. Oh, oh, so there's no disposition.
Wednesday, October 30, 2024
TIP #1: BE PREPARED WITH IRREFUTABLE PROOF. Tip #1 happens before you actually get to the court system and that is to be prepared with irrefutable proof and if you haven't checked out my video on how to select the right attorney you might want to check that out I'll link it in the cards above because in that video I talk about how important it is that your attorney dedicate the time necessary to prepare for your case they say the devil is in the details and that is so certainly true a narcissist or someone with a narcissistic patterns of behavior they are going to throw lies and false accusations so your attorney needs to know all the details of your case backwards and forwards so please check out the video on how to select the right attorney but being prepared before you go into court is actually going to be the first thing you can do for yourself I knew what my ex is going to accuse me of based on his patterns of behavior I always knew oh I better have this because he's likely going to say that it just became natural for me to and so it just became natural for me to over prepare and fully prepare for what ever he might throw my way tip number one just to be fully prepared know your facts know your stories something happened a year ago that you're just now going to court for don't assume you remember every facet study like you're studying for an exam because if you're put on the stand you're going to have to be able to recall facts so have those facts in your head before you go to court narcissist count on people not spending the time to detangle their web of Lies so being as prepared as possible when you go to court is going to be very very helpful.
TIP #2: EXPECT AND ACCEPT
Tip# 2: expect and accept that the false accusations and lies are going to come knowing that they're going to come for you. We'll help you to mentally and emotionally prepare for the for those lies and the false accusations so just let it roll off your back if you've got a good attorney again selecting the right attorney is really important because it doesn't matter what those false accusations are if your attorney is any good he will be able to clean up the lies so just mentally prepare that those lies and false accusations are going to come and you're not surprised let all the emotion go before you get into court I would go in court knowing he would he was going to say this and that and I took all the sting out of it before I got to court tip number two expect and accept those lies and false accusations are going to happen.
TIP #3: TAKE COPIOUS NOTES
Tip# 3: take copious notes while you are in court take down everything as much as possible with that narcissist is saying about you and if you haven't seen my video on how to take good notes in court I'll link the above. two I provide a template in that is something I wish I had created for myself before my battle started I created it Midway and I was able to use it thereafter but that template became extremely important as I continued in my journey in Family Court because I was able to take all the notes that I was able to so that during a break on the next day of court I would have irrefutable evidence to come back those lies because I would fully prepare for my court battle but let's say something happened in court that maybe we didn't pull for that particular hearing Maybe we pulled it for a later hearing her prior hearing but it was brought out in this particular hearing well we will put it out again so taking really good when you're in court
TIP #4: BE COMPLETELY NON-EMOTIONAL
Tip #4: be completely non-emotional when the accusations come don't get involved in the drama if you can remain neutral and non-emotional about the lies it helps in two ways it lets the narcissist know that you're not phased by his lies and that's a psychological win you're not letting you're letting that person know you're not letting that lie got to you too it shows the judge that you're not getting involved in the drama or the emotions that the narcissist is baiting you with him narcissist hopes you'll get emotional about the LIE and you're showing the judge that your emotional or filled with drama so it helps in many ways helps you to stay calm.
TIP #5: RELY ON YOUR ATTORNEY
Tip #5: rely on your attorney. If your attorney is any good they will be able to clean up anything that was falsely said about you so understanding that your attorney will clean up whatever the other person has said about you or falsely accused you of it's going to help you tremendously it'll help you stay focus on just answering questions even if they're trying to character assassinate you or whatever even if they're trying to character assassinate you just answer the questions there's another prior video on how to testify in court it helps you to just relax.
Personal story of what her ex-husband accused her of. Back in 2018, our son was diagnosed with a life-changing condition that will impact the rest of his life. He wasn't out of the hospital one week after this diagnosis before her husband filed a false Child Protective Services CPS report against her, saying that she was not taking care of her son's medical needs. She was mortified. I'd never been in court for any reason I've never been in trouble so to be falsely accused of not being a good mom just hurt me because I'm a wonderful mom that was the worst he could do to me was falsely accuse me of being a terrible mom it devastated me inside but although I know it wasn't true but the fact is I had to be investigated because when you file a report against CPS they have to file a follow up so when I got the call I was like your who from where I just couldn't believe it was happening so she said she wanted to come over and talk to her she said come over come over now I have nothing to hide she came over the next day and she was saying that report was filed yep that was my ex husband that could have filed something like that I showed her all the medical documentation I was keeping records I showed her where I was keeping all the supplies I showed her all the emails between me and the doctor I was obviously taking care of our son and so she said she has to follow up with the doctor and the Privacy thing she needed to do she said she needed to talk to her son's teachers and I said well that's embarrassing well okay she had nothing to hide we were.
Tuesday, October 29, 2024
People said let me know if you did it, and then I'll try it.
"No, I'm not."
I even had some people on email telling me that, and I said, "You know, I'm not going to tell you anything." And I get an email back, "What?"
I said, "I'm not going to tell. I'm not telling you. Put your money down and take the risk, like me. Don't wait and let me take it, and you think if I take it and succeed, therefore it's safe for you. No, it's not. Still not.
00:40. What you shared with that option contract to buy and sell property they're tying it up that's a big thing and if everybody's listening on the call because they're fixing to be a gigantic wave of foreclosures . . .
00:52. You guys can get so rich if you just look at this one thing what is an options contract for Real Estate you can get rich without even getting dirty I mean I make it sound easy it's a little bit of work okay but just with this knowledge I mean a piece of paper will get you the loan it'll get you the resources I mean what are they doing it's a foreclosure right on mortgages they're setting people up on mortgages right.
01:02. Property tax and mortgages see like if people are flipping you know I feel like wholesale like I go to Atlanta real estate enjoying the Atlanta Real Estate Investors you use a purchase and sale agreement it operates similar it's a private contract the consideration is $10 so I can tie up a house I got 30 days to go find a buyer and then I make the difference from what I contracted for and what I sell it for for $10 and it's called a purchase and sale agreement so you have to learn these things because there's a wave coming and then you can actually even possibly even help people with this knowledge you're learning here if they're being assaulted improperly by the system or flip the property and make money.
02:11. That's more useful than storing food.
02:15. The advantage with the option contract that you shared is you have the option, they have to contact you whether they buy or sell you have first right that's what you do with this for 30 days but apparently your option contract lasts longer than 30 days.
02:30. You can renew it if the seller will let you if it's a really hot market and lots of people are coming to you and the seller is going to say, "Hey man, hey come on, come on, I want to sell this." He's not going to renew your contract.
02:45. People are upside down bad, way worse than 2008 and it's predatory.
02:50. Where is it the numbers are worse than 2008.
02:53. Let me give you an example, okay? So 2008 I was at the meeting Monday the average amount people are upside down said it was $1,000 a month payments, like you're 8-10 months behind but it's around $13,000 to $18,000. People are now sometimes $100,000 upside down.
03:08. How are they getting a status from is that from The Debt Service on public records?
03:10. Yeah well that's what they do they go well no the people are calling in they're talking to them they contact them you got these free foreclosures lists.
03:28. If people would jus . . . if it was your hobby to find these prospects and you spend an hour a week for the whole year up until . . . we'll say you started in January, and in October you're looking for property, like Ray is describing, that's distressed or something going into foreclosure, yes, financially distressed property is what they call it. And let's say you just try to do it not even having a clue you just took that sentence I just said and you looked on the internet and maybe spend a few dollars on software services or calling people was saying an hour a week 2 to 3 hours a week let's say and nothing happens until October so you spent like 10 months doing it
1:55. Oh yeah, they're going to solve that problem that they haven't solved since World War II. And also threats to National Security and all that jazz. Yeah, they're going to solve it by getting the little guy to report his data, i.e., taxpayer information.
2:05. Yeah, because, you know, because when real money laundering and real criminals, they like to use LLCs, John. Like my barber, I'm going to tell my barber that he better go ahead and register. He could be involved in financial crimes.
2:24. Also because FinCEN doesn't get to see the money moving in and out of your account, only the bank does. Yet FinCEN is going to police, what, your data?
Educational series on divorcing the state what I'm seeing is this huge billion dollar bill multi-billion dollar market run by a franchise we know as the family court and they're just abusing men. 79 or 80% of petitions for child custody, separation, and divorce are filed by women, wives, girlfriends, people, and women. So what I'm going to talk about is going to sound biased in favor of men, and I'm not going to apologize for that, maybe I am, cuz I'm explaining myself, but it's going to be that way.
This is pro-father, pro-husband, and that's just the way it is. I want to describe what's happening in a divorce, or one of these petitions, because you don't have to be married to be involved in this; you just have to have your girlfriend or wife file a petition in the courts, and that's where it begins.
1:43. what's happening is because you're the father and or the husband usually starts out as husband in any case because you have the liabilityNnohis is just the way it goes for centuries. You have the authority, meaning you are the court. You are the final arbiter, and when the wife/ girlfriend doesn't want to obey, doesn't want to participate or wants to leave that relationship, and she wants to force you to reallocate your resources. Now this is a language I'm giving you, guys. This has to do with child custody. That's a property right. Your income, assets, and I don't care if a wife makes more money than you, money that goes into the household, we are going to say that it is property of the trust, in which the father and the husband is the trustee. I know that's a generalization. Just go with it because I want you to understand these basic concepts. So the wife goes outside the marriage. Now, remember, the wife is the beneficiary. The role of the wife is created by the father/husband. It doesn't exist without the man saying, "Yeah, I'm going to marry you. Yes, you can live with me, okay? So she goes outside this to countermand your authority. She goes and gets an attorney, whatever, and goes to the court the court uses and abuses its power of contempt to coerce the man, the husband, and the father, into reallocating his resources. Now, there is no adversarial relationship between the husband and wife, girlfriend/ boyfriend. We have to say girlfriend/boyfriend. If you have a girlfriend/boyfriend relationship, it's husband and wife. The wife doesn't agree with you on a material aspect. Maybe she wants to take a child out of the country. Maybe she wants to leave the household and have her own household and still make you pay for it. This is where she gets the police involved. When I say police, I'm talking about the police power of the court. The court is judicial but it has a police power known as contempt. On this is what's going on, there is not even a statutory authority for contempt that I'm aware of. Contempt just came out of a fiction that the court created to enforce orders, and to some extent, we want that but I think we want to limit that to Criminal Court. But that's another matter. So the wife goes outside and, in fact, many times she uses the resources of the trust, this relationship. She uses those and misuses them to try and pillage the trust. Beneficiaries can't do that.
4:58. Now what I'm going to do is I'm going to show you this list here. These are bullet points. I'm going to do a screen share, so you can follow along in writing and you can go see for yourself. Now, I have not come here . . . the complete legal brief which is coming. There's a legal brief for all of these points here. Ultimately what we are saying is that the court does not have the authority to force the man to reallocate his resources outside of his will. What he decides, he is the final arbiter on matters in the marriage or the live-in relationship, which are considered settled. Courts do not impose contractual terms. Sometimes the court has to make a decision on a dispute within a contract, but if you look at all the case law and if you look at all our jurisprudence for centuries dating back to England, you'll find that courts do not create contractual terms and impose them upon either party. They decide matters that are decidable between adversaries.
6:13. Here are my bullet points. I'm going to start off by saying that your family court is simply destroying the family. You guys know this already. You don't have to be a victim of it. I'm going to show you how you don't have to be. The path here. Now this applies even if you've already been through court and the court has ordered a divorce decree, a judgment, you know, established alimony, child support, all these things, child custody.
HERE ARE THE POINTS
POINT #1: THERE IS NO JUSTICIABLE CONTROVERSY BETWEEN HUSBAND & WIFE
There is no justiceable controversy between husband and wife. Justiceable you can't judge a controversy between a husband and wife because the nature of a husband and wife is the union. Every law in our jurisprudence . . . Jurisprudence means the way we do things in law the way we relate to each other legally . . . recognizes husband and wife as a single person even in every type of contract, even with your tax returns, legal protections, things of this nature. But what the heck are they doing when you come into court on a marriage?
A marriage is a special contract. It's not a contract between adversaries. So the court can only hear cases where there is an adversarial matter and where matters are disputed that have not already been decided. That's where the court, we want the court to hear those matters. Well, a marriage is already decided, and the final arbiter has already made a decision, and I'll show you how that works. The final Arbiter is the husband and the father.
8:00. POINT #2: THE NATURE OF A MARITAL UNION IS NOT AN ADVERSARIAL RELATIONSHIP SUCH AS IN A BUSINESS CONTRACT
The nature of a marital Union is not an adversarial relationship such as in a business contract. For example, custody of children in an allocation of money and other resources is already settled. Let me explain.
POINT #3: CUSTODY OF CHILDREN AND ALLOCATION OF MONEY AND OTHER RESOURCES IS ALREADY SETTLED; COURT LACKS JURISDICTION TO INTRUDE UPON AN ESTABLISHED AGREEMENT
The court lacks jurisdiction to intrude upon an established agreement . . . watch any case you want to pull, you'll see that the court is observing an agreement and maybe it's making a decision as to the rights and liabilities expressed in a contract and sometimes the written agreement, or the contract, sometimes there's not a written agreement. So based on the facts, the court has to discover an agreement. It doesn't matter if it's in writing or not. It's helpful if it's in writing but your marriage, or your live-in relationship, has provisions and terms that are already established, and because you're following those, for example, who pays the light bill? The man's paycheck, let's say, pays the light bill, but maybe the wife makes money, too. But still, that money goes into the household, and the man is the trustee of that money. This is what I'm saying. The man is the trustee of the money. So now he has a fiduciary obligation to the wife, girlfriend, and or children. These are matters already settled. You just never thought of it that way.
POINT #4: NATURE OF MARRIAGE; GIVEN NOTICE IT IS AN IRREVOCABLE TRUST PRECLUDING ANYONE FROM INTRUDING OR PILLAGING MARITAL PROPERTY RIGHTS, INCLUDING INTANGIBLE PRIVATE PROPERTY (E.G., THE EXERCISE OF ONE'S RIGHT TO CHOOSE)
So when a divorce petition is filed, for example, it's asking the court to discover finances and then reallocate those according to some standard, like the state legislature decided, or whatever the wife wants, her desires, whatever that is, whatever can be argued. It is the nature of marriage. So what we do is we give notice to the court that the marriage is based upon and irrevocable trust. You cannot escape the role of Father/ husband, and therefore the wife is always the wife because it's irrevocable; it's a matter of nature. It's just how it works. For example, let's say I become the president of a corporation. Well, then I can resign and someone else can become the president. Well, if I'm the father or husband, I don't get to do that. I'm always going to be. So the irrevocable nature of the trust precludes anyone from intruding upon, or pillaging, stealing, destroying, marital property rights. I'll explain what that means. I'll tell you something you've never even thought of before. Intangible private property rights. For example, the exercise of one's right to choose.
10:40. Here is an example of that. The husband and wife, girlfriend and boyfriend, they decide who's going to pay what bills. This is the simple version. Who gets to review that [decision]? Well, the people paying the bills, right, the husband and wife. That is an exercise of an intangible private property right. That is a settled matter, the right to do that, to choose has been exercised and an arrangement has been reached. If you don't have that in writing, that's fine, most everybody doesn't and why would you, right? But we can reverse engineer that based upon what you're doing, so the contract in the marriage, the different provisions of the contract are established by what you have been doing. That is the standard. But what the state what the state is trying to do is impose its own standard that was written by the state legislature, and I would have to say that it's arbitrary and capricious because it has nothing to do with what the father and the husband has decided as the final Arbiter. Matters are already settled. So now I'm not even talking about a situation where they're is a post-nuptial or prenuptial written agreement. That would be nice if you had one, but you don't need it because marriage in itself is a special type of agreement in which matters are settled and continuously settled and revised by the husband and wife. And it's an exclusive and unique relationship. No one can intrude upon that. Why? Because no one has the liability and the obligations within that marriage arrangement. No one else can benefit from it. The wife is the beneficiary. The children are the beneficiaries. There's no adversarial relationship between trustee and beneficiary.
POINT #5: MARRIAGE AND MARITAL COMMUNITY CONSTITUTE A PRIVATE MEMBERSHIP ASSOCIATION NOT SUBJECT TO INTERVENTION ABSENT EVIDENCE OF CONDUCT CONSIDERED SUBSTANTIALLY EVIL
12:20. So it is a private membership association. Right now, the way the law works on private membership associations, and I'll give you an example of one, a church. As you've heard news over the years, churches cannot be investigated for certain things. This is the same thing with a marriage. It's just like a church, okay? It's a private membership association. It's not subject to intervention absent evidence of conduct considered, this is an important term here, "substantively evil." This is the standard by which a private membership Association, such as a marriage, could be intruded upon. And it's not really intruded upon if there's something that's substantively evil happening in it. For example, if you're using a marriage relationship to traffic children. That sounds like a crazy example but that would be substantively evil okay.
POINT #6: NO ALLEGATIONS THAT ANY CONDUCT IS SUBSTANTIALLY EVIL
So, in a pleading, a cry to the court, a petition to the court for divorce or separation or child custody, there would not be any allegations that conduct is substantively totally evil. I mean I've not seen it, and it's actually not the pleading standard. You're not going to see that. It's not required in a divorce petition, to please something is substantively evil. It's not even within the cognizance of most attorneys or all attorneys. They don't hear this, they're not trained like this. But this is the nature of what we're dealing with, and it's completely ignored right now.
POINT #7: NO ALLEGATION OF DIMINISHED CAPACITY
There would not be any allegations of diminished capacity and I'm not sure how that factors in. I don't hear that too much, but, for example, maybe because of diminished capacity, the father or husband can't carry out his fiduciary obligations. Maybe that would be a reason why the court could get involved. But again, it wouldn't be family court; it would be circuit court for other types of relief, like injunctive relief, not divorce.
POINT #8: NO ALLEGATION OF ABUSE OR NEGLECT
All right, so there would not be an allegation of abuse or neglect, or, if there is, there would have to be supporting evidence. Sometimes you'll have that, and then sometimes it's justified. I mean, I grew up in a household where there was, okay. So I understand that. My mother was afraid to do anything until we got older. In any case, I understand what that is. In most cases, that I've seen that have come before me where people want help, there may be an implication of abuse or neglect, but I've never seen an evidentiary hearing. Now I am sure there are some, and you should have an evidentiary hearing.
POINT #9: NO EVIDENCE OF ABUSE OR NEGLECT
Evidence is required to substantiate allegations of abuse or neglect. If you're the one being the abuser or being neglectful, I'm sorry, I can't help you there. You're the one being the abuser or being neglectful, I'm sorry, I can't help you there. This doesn't apply. But I'm assuming that those of you who are watching this that need help you're trying to do the right thing and there is no abuse or neglect okay
I suggested a way to do something to get control of a real estate, and he said well can you do that for me? And I said, "let me show you how to do it," so I told him how to get financing and buying real estate because he was going to wait. He said, "I'm thinking in about 2 months I'm going to get some money," and I said why? What are you waiting for? Make the offer. Someone else is going to buy the thing, and if you do things like that you're just going to lose, okay? So make the offer get it accepted or make the offer and get the seller to say go take a hike okay. That's really what you want. When you're buying real estate, and I said you want your first offer rejected, that's where you start, but get your offer eventually get your offer, get it accepted and then go find the money to close the deal, because you get 30, 60, 90 days if you can work it to find the financing. And you should find the financing. This is how things are done. And the default exit from the offer, acceptance, and consideration for the purchase, the default exit from that deal is failure to obtain financing. No harm no foul everybody walks away no penalty do it make the offer so here's what I told him if you guys want to know and this is what my point is coming down to how do we protect our property rights? How do we do things like I'm going to describe here? So I told him you don't need to make an offer on the property to buy it. You may want to buy it eventually. Why don't you just control the title? All you really want to do is make it where you get your foot in the door, so that you can either find a financing or sell your interest in it. What kind of interest can I do? Well, I'm not a licensed real estate agent or a broker because those guys have a license. The reason being is they're selling property that's not theirs, so there has to be a license for that. But if I sell property or buy property for my own purposes where I take an interest or I acquire an interest before I sell it, it's legal. I don't need a license for that. So even if I wanted to sell property, purely sell it, I can do so just by what I'm going to describe for you right now. I could get an option to purchase the property at a later date, or under certain conditions when they occur. It's a it's an options contract. You guys probably have heard this lease option, right? Well, the options contract is a separate element in that arrangement. So if I have an options contract, I can add in there the provision that says, "I have the first right of refusal." That means anyone else that wants to come along and try to buy this property, doesn't get to go to the title holder. He has to come to me. In fact, the title holder has to come to me. Because in the contract it says that I have the first right of refusal then I control the title right I also have the right to assign it so let's say I couldn't find the financing right away just I just changed my mind I can sell the contract in fact I can sell the house you see how that works so by looking ahead I can set up contracts that protect my rights do I need a lawyer for that no most lawyers aren't competent to do something like that and this is part of our conversation so I told him what to do I'll share it with you guys I said go on that I said go on the open AI chat GPT just use AI go on there and start a conversation with the AI and tell it you want to write an options contract purchase real estate to purchase real estate so that you have the option to purchase it in the future and the AI will say sure here you go poof it'll give it to you right and then you read it over and then I said tell the AI that you want to add a provision in the contract that says you want the first right of refusal to consider any offers that follow that date of the contract that way everyone has to go through you during that period of time you want the first right of refusal the AI will write it into the contract then you tell it you want an assignment clause and you give the specifics on that do you see how this works I could have probably charged him a couple hundred dollars and done just that in 5 minutes not even 5 minutes okay but I really want people to be educated we are smart we have power the digital power we're giving it away we are complaining about it we already gave it away when you bought your house you had claims on the title you agreed to that you had the county the city you had probably got a more mortgage which is a good idea okay just understand what you're dealing with understand that the mortgage is the law of the property it's a claim on the title the mortgage instrument itself is the law not the statutes that govern the mortgage that's just your state protecting your interest and protecting the bankers interest okay the state statutes regarding mortgages there's a certain rules of the banks have to follow but the mortgage itself That's the Law of the property understand what that is so recognize liabilities recognize when you have claims on the property permitting and and things like that understand what can be done and what cannot be done what you signed up for okay the same thing that we talked about you know we understand what easements are I think now and Covenants for homeowners associations and how they could be used actually for our benefit and to fix some problems so we talk about that now to summarize what I money is a claim and the claim the best you can do with it is to transfer it
